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Investment Consulting

What is our approach to investing? How do we decide where to invest your money? And how do we monitor fund performance?

At the very outset, we will discuss your attitude to risk with you. We’ll also look at what you want to get from your investments and over what timeframe. This enables us to draw up an individual risk profile and select the most appropriate investment portfolio for you.

Many studies over the years have shown that diversification and, therefore, asset-allocation are the main drivers of investment performance.

We are agnostic about whether active investing (managed funds) is better than passive investing (index trackers). In most cases, we use a combination of both as we believe this offers the best blend of diversification, cost, and performance. We have access to every fund available in the UK.

We also use a range of Discretionary Model Portfolio Services (MPS) and Multi-Asset funds selected from the whole of the market. We use these services where we see advantages in risk management, alternative investment styles and reasonable cost.

We have access to every fund and MPS portfolio in the UK.

Overall, our investment strategy enables us to recommend options in line with your specific investment goals and objectives. By ensuring there is diversity within the portfolios in this way, we can spread and potentially minimise the risk.

We keep all portfolios and MPS services under review to ensure they continue to adhere to their investment mandates and to ensure they remain suitable.

*Please remember that the value of investments, and any income from them, can fall as well as rise and you could get back less than you invest.

Why not get in touch.

We offer an initial consultation service that is completely without fee or obligation. Please click the link to get in touch.